Park Home Insurance
Caravan Insurance Experts are one of only a few comparison sites that specialise in caravans, campervans, motorhomes and park homes. This is a niche market that demands considerable expertise. Expertise that we have in abundance, which is why we include it in our name. Get a park home insurance quote today for the great cover at cheap prices.
Park Home Insurance.... Whats Covered?
Park home insurance cover from our insurance partners includes everything you need. Some of the standard inclusions and options Include:
• Storm or flood protection
• Theft or attempted theft
• Vandalism
• Fire, smoke, explosion, lightning and earthquake
• Subsidence, heave or landslip
• Generous public liability cover
• Discounts for over 50s
• Money and credit cards cover option
• Optional accidental damage cover
• Legal expenses cover
• And much more…
Definition of a Park Home
A park home is a static dwelling that has been designed for residential purposes that meets BS3632. It is also pre-fabricated either in parts or as a whole and is assembled and sited in accordance with the manufacturer’s instructions.
Park homes can also include static caravans, mobile homes and other non-standard residential dwellings. They aren’t restricted to age, they don’t have to be retirement communities and they don’t have to be leisure homes.
Why Specific Park Home Insurance?
Park homes aren’t built of brick and mortar, and they don’t fit into the usual criteria of home insurance. They have special features than only specific park home insurance will cover. To ensure you’re properly covered, you need to get a park home insurance quote and select the options you need.
Park homes aren’t as sturdy as a brick and mortar building, and therefore more susceptible to damage. Park home insurance is designed to cover you for that. Park homes used as holiday lets or holiday homes are often left unattended for long periods of time. That makes them more susceptible to crime, and to the elements. Both things that park home insurance takes into account.
Popular Exclusions in Park Home Insurance
There are exclusions to any insurance policy. Park home insurance is no different They generally include:
• Theft of contents when there is no forced entry
• Damage caused by pets or pests
• Frost and water damage while unoccupied
• Loss or damage caused by guests, paying or otherwise
All of these exclusions can appear on many standard home insurance policies, but they have extra bearing on park homes. It’s important that those wanting park home insurance check what is included as well as what is excluded.
We want you to save money on your park home insurance, but not at the expense of necessary cover. Fill out the form now to compare park home insurance from the leading UK insurance companies. Caravan insurance Experts are the name you can trust for park home insurance, resedential park home insurance and park home insurance services.